INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

INTRODUCTION: In the twentieth Century, the banking world has seen a continuing process towards fully computerized operations.  At the start of the century there were few mechanical aids with all ledgers, passbook and account statements being written by hand.  By 1920s...

Background of the study

Cash liquidity reflects a financial institution’s ability to fund assets and meet financial obligations. Cash liquidity is essential in all banks to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds for...

Background of the study: The whole concept of banking is built upon confidence in the liquidity of the bank. Liquidity management is critical in the banking operations. Customers place their deposits with a bank, confident that they can withdraw the deposit when...

ABSTRACT: The National Policy on Education emphasizes the importance of task on the academic achievement of students and mandates that the final grading of a learner in any course of study must take into account all their performances over a period of time. The p...

ABSTRACT: The focus of this study is to examine the present a critical investigation of the effect of covid-19 lockdown and POS withdrawal charges using Lagos State as case study. The study oversee an investigation into the impact of Covid-19 outbreak on the...

ABSTRACT: The utilisation of automated teller machines (ATMs) has experienced significant growth in popularity due to their cost-effectiveness in bank transactions and the convenience they offer to customers. As a result, ATMs have become an essential component o...

BACKGROUND OF THE STUDY: It has been the general assumption that children with reasonable physical care would grow into normal happy adulthood. But scientific investigations of psychologists, sociologist and psychiatrists regarding personality development has uncovered the greate...

BACKGROUND OF THE STUDY: In affluent societies, obesity is the most common nutritional disorder. Obesity is a condition characterized by an abnormally excessive level of body fat (Edinburgh 1995). It is defined as abnormal adipose tissue growth caused by fat cell...

Background of the study: The practice of family planning has called for global attention because of its importance in decision making on population growth and issues of development. Childbearing and the use of contraceptives are some of the most important decisio...

Background of the Study: The utilisation of computers in the preparation of various sorts of accounts, the processing of client statements of accounts, money transfers, and cash dispensing versions have all contributed to the influence that microfinance bank...

BACKGROUND OF THE STUDY: Community bank was imitated within the 1990 budget speech of the Head of State, commander in chief of the Armed forces of Nigeria, General Ibrahim Badamasi Babangida. Since then institutionalizing the system has gone through a long w...

BACKGROUND OF THE STUDY: On the convergence curve of information and communication technology, the world's financial institutions and telecommunication firms are about to enter a new cycle. A novel and potential application of the e-payment system for th...

Background of the study: A financial institution is an organized body concerned with the management of money.  This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...

​​​​​​Background of the study: Customers are presumed the stakeholders of an organization and for an organization to flourish, the needs of the customers must be met. Without the presence of customers, the goals and objectives of an organization will not be achieved. It is theref...

Background of the study: Social media is the integration of digital media, which includes combinations of electronic text, graphics, moving pictures and sounds in a structured computerized environment that allows users to interact with the data for appropriate pu...

Background of the Study: In today’s business world, globalization and international experience has become critically important. Banking industries can no longer get away with operating loosely connected groups of businesses that happen to be located around the world, but mu...

BACKGROUND OF THE STUDY: The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee financial s...

CHAPTER ONE

INTRODUCTION

1.1 Background of the Study: Information is the most fundamental and vital asset of every firm, and it, like al...

CHAPTER ONE

INTRODUCTION: Members of working class are individuals who are deeply engaged in paid employment mainly in work place and   organizations not their own. These places could be in the private or...

CHAPTER ONE

Introduction: The level of orientation achieved by the adolescent in the society today, plays back to the kind of early care which the child received from parents, pre – school teachers and the society...

CHAPTER ONE

INTRODUCTION

Background of the Study: The examination of each constituent of a social structure inevitably culminates in an explo...

CHAPTER ONE

INTRODUCTION

The need for effective management of organizational policies and procedures must be more sensitive to customer are and also order to up grade the wor...

CHAPTER ONE

GENERAL INTRODUCTION

BACKGROUND OF THE STUDY: Since independence in 1960 in Nigeria, different governments have embrace on one programme or another. The research work is to examine the activities of the public...

CHAPTER ONE

INTRODUCTION: The national labour congress made an observation that is still valid. The board observes that “there is no single factor in the whole field of labour relations that does more to break dow...

CHAPTER ONE

INTRODUCTION

Remuneration is an important instrument that can insert into the workers, the strong effect to bring out their best in order to attain organizational objective. Remune...

CHAPTER ONE

INTRODUCTION

Background to the study: Over the years, internet addiction has been linked to a number of issues, especially among secondary school students as they are the ones that use smartphones the most (Ozturk,...

CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY: Every organization, business, industry and government uses technology to convert its inputs into output to attain its organiz...

CHAPTER ONE

INTRODUCTION

Background to the Study: Nigeria is one of several nations that has been impacted by a "brain drain" of health workers in recent years. In q...

CHAPTER ONE

INTRODUCTION

Background Of The Study: The first POS systems originated in the late 1980s and early 1990s, with Gene Mosher's ViewTouch touch-screen gui and Mar...

CHAPTER ONE

INTRODUCTION

BACKGROUND TO THE STUDY: Although, there is general agreement among psychologists that man experiences a variety of needs, there is considerable disagreement as...

CHAPTER ONE

INTRODUCTION

Background Of The Study: The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of...

CHAPTER ONE

INTRODUCTION

Background of the study : In recent years, rapid technical advancement and new business models have led in a slew of novel...

CHAPTER ONE

INTRODUCTION

Background Of The Study: The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of deve...

CHAPTER ONE

INTRODUCTION

Background of the study: In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options....

CHAPTER ONE

INTRODUCTION

Background of the Study: Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card...

CHAPTER ONE

INTRODUCTION

Background of the Study: Today’s business environment is extremely dynamic in nature. It has experienced rapid changes as a result of technologi...

CHAPTER 1

INTRODUCTION

Terrorism poses a significant global security challenge, particularly in Sub-Saharan Africa. Numerous militant and terrorist organisations have emerged, transforming the continent into a...

CHAPTER ONE

INTRODUCTION

1.1 BACKGROUND OF THE STUDY

Discipline has been defined as a set of rules and regulations...

BACKGROUND TO THE STUDY

The safety of lives and property has been a major source of concern for Human right from time immemorial, the search for security forms part of the reasons why ―people aggregated into bands, tribes, kingdoms, and nation-states to join internation...

ABSTRACT

The study is aimed at surveying the effects of fringe benefits on employee performance in the hospitality industry. Because of the reduction or stagnancy in employee performance, the idea of fringe benefits was introduced to increase employee performance.

The research...

ABSTRACT

The leaf of Mitracarpusvillosus (Sw.) DC. (Rubiaceae) is used in West African folk medicine for the management of a plethora of stress-related diseases including headaches and toothaches. In this study, preliminary phytochemical analysis of the ethylacetateleaf extract of Mitra...

ABSTRACT

In this study, Remote Sensing (RS), Land-sat 8 digital data, and digital elevation models (DEMs) from the Advanced Space-borne Thermal Emission and Reflection Radiometer (ASTER), Food and Agricultural Organization (FAO) along with other stereotypical data such as geology and ra...

ABSTRACT

Diabetic complications pose increasing public health problems worldwide. Glimepiride, a sulphonylurea is among the most frequently used anti-diabetic drugs, and is often combined with other drugs for the management of type 2 diabetes mellitus. Nifedipine, a calcium channel bloc...

ABSTRACT

This study focused on comparison of implications of childlessness among Christian Couples of the Nongo u Kristu u iSer u Sha Tar (NKST church) in Benue state, Nigeria. The pain associated with childlessness is a concern throughout the world and particularly in African societies...

ABSTRACT

Spondias mombin belongs to the family Anacardiacae. All parts of the tree are reported to be medicinally useful. The fruit juice is drunk as a diuretic and febrifuge. The main aim of the study is to determine the diuretic activity and toxicity of methanol stem bark extract of S...

1.1Background to the Study

In the service industry, particularly the banking sector, across the world, the delivery of high quality services to customers is a key factor affecting the performance of firms(Akinci, Atilgan- Inan, & Aksoy 2010; Aliyu &Tasmin, 2012). It is thus real...

ABSTRACT

The number of candidates seeking admission into universities is increasing at geometrical rate without a corresponding increase in the number of available space. After passing the School Certificate Examinations (SSCE) conducted by either West African Examinations Council (WAEC...

ABSTRACT

Urban runoff and human activities have become a major source of surface groundwater pollution sources most in developing nations where most of their domestic and toilet waste and deposited. The river landzum is located in Bida, Niger State, Nigeria which is the...