INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

BACKGROUND TO STUDY

As modernity unravels, with its awe-inspiring issues and potential, the subject of marketing is getting growing attention from businesses, organizations, and governments. Marketing is both an ancient and new profession. It existed in the past, or sin...

Background to the study

Since the Nigeria Republic's independence from colonial rule, numerous positive advances have occurred, both in the structure and operation of society, with the educational system being no exception. In Nigeria, the educational system appears...

Background to the study

Generally, sufficient funding is needed for effective library and information service delivery; also while responding to the opportunities of digital revolution, the library faces renewed and intensified period of financial strin...

Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...

ABSTRACT: The study examined comparative study of guidance and counseling services effect on secondary school students’ academic performance in ikenne local government area, using Ikenne Community Secondary School and Isanbi Comprehensive High School, Mainf...

ABSTRACT: This study on “Advertising as an effective promotional tool in the delivering of banking services has tries to seek answer to the crucial question that plagues the memory of researchers question on how co-operate advertising acts as an effective promotional t...

INTRODUCTION: Remuneration is the monetary compensation that one receives exchange for the work or services performed. Typically, this consist of monetary rewards, also referred to as wage or salary. A number of complementary benefits, however, the increasingly p...

BACKGROUND TO THE STUDY: It is know fact that banks help to accelerate the growth and development of a developed and developing economy. Consequently, finance becomes an important ingredient in the economic development of a nation and communities alike. Thus, the...

INTRODUCTION: The creation of more state in Nigeria in 1976 gave rise to new urban centres, the rapid growth of which increased the need to finance the provision of public utilities. One of the major sources of finance is real estate taxation. Pr...

ABSTRACT: This study aimed at analyzing through econometric methodology the Determinant of Balance of payment in Nigeria. In the work, we capture balance of payment as the dependent variable while trade openness, external debt service and exchange rate as the exp...

Abstract : The competitive nature of the economy, cause many products and services to lose their distinctiveness, the competitors’ offering of lower prices, and the deteriorating public perception of the business organizations have called for the strategies,  and publi...

ABSTRACT: This study was carried out to examine a study into the acceptance and adoption of the CBN cashless policy using Port Harcourt as a case study. Specifically, the study was aimed at ascertaining the level of acceptability and adoption of the CBN cashless policy...

​​​​​​Background of the study: Productivity is very vital for the development of any country because it will help to improve the standard and quality of life of the citizens.  The issue of low productivity by public service workers has in recent time been a matter of great c...

Background of the Study: A good educational system is a strong base for technological development. It equips people with knowledges and skills for designing methods and process that will enable them to make maximum use of their natural resources for the benefit of the societ...

​​​​​​Background of the study: The The concept of corporate governance has attracted a good deal of public interest in recent years, because of its apparent importance on the economic health of corporations and society in general. Basically, corporate governance in the banking se...

INTRODUCTION: Inventory management and asset tracking need to record all the durable assets of an institute. Many organizations, i.e. construction companies, are still using manual-tracking systems to manage their inventories, which is very time-consuming. Implementing an automat...

Introduction: This chapter introduces a computerized mailing system. It focuses on the theoretical background of the research, statement of the problem, aim and objectives of the study, significance of the study, scope of the study and the organization of the study.

INTRODUCTION: Gross National product (GND) in economic is a quantitative measure  of a nations total economic activity generally assessed or  quarterly most at times GND is said to be the total dollar values of final goods and serv...

BACKGROUND OF STUDY: One of the great recent advances in the world of information technology is the rapid development of communication which has brought world into a global village, we can send mails electronically (e-mail), search for information (WWW), buy...

BACKGROUND OF THE STUDY: Prior to the educational system of Nigeria, it is of importance that graduates from tertiary institutions must pass through NYSC (National Youth Service Corps), which is a compulsory one year program.Criteria for this program is that, the graduate most be...

​​​​​​BACKGROUND OF THE STUDY: Evaluation is the systematic determination of merit, worth and significance of something or someone. Evaluation often is used to characterize and examine subjects of interest in a wide range of human enterprise including the Arts, b...

ABSTRACT: The purpose of the study is to investigate the effects of electronic banking on organizational performance at case study of Dangote cement plc. The study will be of great significance as it will help financial institution to know more challenges affecting E- banking Ski...

Background of the study: This research work is an attempt to study on fraud and financial malpractice as a leading factor to business failure. Business can be seen as all profit directed towards providing goods and services to mankind. The business organization under usual condit...

BACKGROUND OF THE STUDY: Financial institutions have been early adopters of smart card and credit cards technology, in the system and more recently, the launching of internet banking have transformed the world into a global village linked with electronic impulses...

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

ABSTRACT: The focus of this study is to examine fiscal autonomy and service delivery in Nigeria local government using Ikot-Ekpene Local Government in Akwaibom State as case study. Fourty-seven respondent who are civil servant was purposively selected form t...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

BACKGROUND OF THE STUDY: In a country with mixed economy like Nigeria, the government and the individual are managing the economy together. This means that people, groups and the three levels of government are free to start businesses. The three lowest levels of...

Background of the study: The desire to build a civilized country with a strong and sound economy is the desire of every Country, including Nigeria. Tax payment is the demonstration of such a desire, although some income earners see it as a means of exploitation by the government....

Background of the study

Cash liquidity reflects a financial institution’s ability to fund assets and meet financial obligations. Cash liquidity is essential in all banks to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds for...

Background of the study: Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Nigeria has...

Background of the study: The rapid changes in business operations in contemporary times in the form of technological improvement require banks in Nigeria to serve their customers electronically. Traditionally, banks have been in the forefront of harnessing technology to improve t...

Abstract: The banking industry of the 21st century operates in a complex and competitive environment characterized by ever-changing economic and financial environment with information and communication technology (ICT) at the center of this change. As Information Technology is vi...

OVERVIEW OF THE STUDY: The uncertainty which doubt the future is a significant that normally bring in the element of risk in any business arrangement. The existence of risk in any concern simply means that certain loss must arise if the risky event happens. A contract of insuranc...

BACKGROUND OF THE STUDY: The selection of the research topic indicates the researcher's intention to investigate the efficiency and effectiveness of internal audits in various corporate organisations, including banks, manufacturing companies, and governm...

The contemporary corporate landscape is characterised by a high level of competitiveness, wherein the ability to survive and maintain long-term viability has become increasingly elusive for numerous organisations. The genesis of this competition can be attributed to the exponential expansion of t...

Background of the study: Remittances refer to monetary transfers made by individuals residing in foreign nations to their family and acquaintances in their countries of origin. They represent a significant contributor to the financial development inside a specific country. Remittances refer...

Background of the study: The whole concept of banking is built upon confidence in the liquidity of the bank. Liquidity management is critical in the banking operations. Customers place their deposits with a bank, confident that they can withdraw the deposit when...

​​​​​​Background of the study: Banking operation which can be traced back to the early colonial period has helped in economy growth and development of a country. In Nigeria, the existence of commercial banking started with the establishment of African Banking Corporation in 1892....

​​​​​​BACKGROUND OF STUDY: In any developing economy, the government is the main initiator and promoter economic development, especially in Nigeria.  In developing countries, governments usually intervene some areas of the economic in which the private...

BACKGROUND OF THE STUDY: In the formation of the nation industrial policy the federal government was influenced by the country’s social and economic conditions and the standard set by the international labour organization   (ILO) and Nigeria is a...

Background of study: Mergers and acquisitions have emerged as a strategic tool for achieving corporate expansion and growth. Analyses have the banks to benefit from new business opportunities that would be created by change in the regulatory and technological environment.

Background of the study: A financial institution is an organized body concerned with the management of money.  This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...

Background of the Study: Public service is a service where federal, state or local government has an interest or where its presence is felt. It is a very wide organ, encompassing the civil service, the school system, the judicially, the local government system, the security...

ABSTRACT: This study is aimed at ascertaining the impact of internet banking services expenditure on the profitability of commercial banks in Nigeria; with the focus on Diamond Bank Plc. Internet technology holds the potential to fundamentally change banks and the banking industr...

Abstract: This study was carried out on Operationalization of the Cashless economy system in Nigeria. Financial sector reform is an essential ingredient in the economic growth and development process.  This is clearly underscored in the literatures linking financial sector g...

Background of the study: The purpose of occupational pension scheme is to provide employees regular and stable income after their retirement from service. It is an arrangement an employer or a group of employers use(s) to provide pension (and sometimes other) benefits for their e...

Background of the study: The Education by the end of the 20th century no longer prepares individuals to secure white colar Jobs or life long employment in local industries or services. Rather education is for individuals and National developments. Similarly, the major objective o...