THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK
BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the 35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership...
View DetailsIMPACT OF BANK RECAPITALIZATION ON STOCK MARKET DEVELOPMENT
Background to the Study: The relevance of banks in the economy of any nation cannot be overemphasized. They are the cornerstones of the economy of a country. Banks play the important role of promoting economic growth and development through the&nbs...
View DetailsIMPACT OF THE MONEY MARKET IN THE GROWTH OF NIGERIA IN ECONOMY
BACKGROUND OF THE STUDY: The financial system of any financial company provide the catalyst through financial intermediation for productive activities to ensure economic growth and development Olowo (2008).
The Nigerian financial sector is undoubtedly the most important...
View DetailsMISMANAGEMENT IN FINANCIAL INSTITUTION (BANK) EFFECT AND SOLUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsTHE ROLE OF BANKS IN THE NIGERIA ECONOMY
Abstract: An efficient financial system is essential for building a sustained economic growth and an open vibrant economic system. Countries with well developed financial institutions tend to grow faster; especially the size of the banking system and the liquidity of the stock ma...
View DetailsTHE ROLE OF COMMERCIAL BANKS IN THE DEVELOPMENT OF RURAL AREAS IN NIGERIA
BACKGROUND OF THE STUDY: The importance of the financial sector of an economy, which comprises banks and nonbank financial intermediaries, the regulatory framework and the ever increasing financial products, in stimulating economic growth is widely recognized in the lit...
View DetailsA STUDY ON THE EXAMINATION OF INSURANCE AWARENESS AND INSURANCE PERFORMANCE IN THE NIGERIAN ECONOMY
ABSTRACT: The purpose of this study was to analyse insurance awareness and insurance performance in the Nigerian economy. The case study utilised NICON Insurance Limited, located in Abuja, as a focal point for the research. The purpose of this study is to an...
View DetailsAN ASSESSMENT OF THE APPLICATION OF ALTERNATIVE DISPUTE RESOLUTION METHODS TO MARRIAGE DISPUTES
ABSTRACT: Marriage is a union entered into by two parties in every jurisdiction i. e, marriage is a universal occurrence. Although the legal process involved (either in formality or requirement) varies from one jurisdiction to another, marriage is often characterized by disputes...
View DetailsASSESSMENT OF ONLINE MARKETING AND ITS INFLUENCE ON REAL ESTATE BUSINESS
Background of the study: Over the past ten years, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on practically every aspect of daily life in industrialised cultures. In...
View DetailsCOMPANY AND ALLIED MATTERS ACT 2020 AND PUBLIC PERCEPTION: THE CASE OF NIGERIA CHURCHES
Background of the study: The role of law can be reactionary, progressive, or neutral depending on how it is applied, what interests it seeks to serve, and how it interacts with the full range of other factors that influence individuals ’decisions. It is imp...
View DetailsTHE ROLE OF CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA
INTRODUCTION: Bank credit has been the responsibility of Central Bank of Nigeria, in order to manage our monetary system; it is also one of the instruments of monetary policy that can be used for economic system. Various sectors of the economy require finance for different purpos...
View DetailsDEPOSIT MONEY BANK LOANS AND AGRICULTURAL SECTOR PERFORMANCE IN NIGERIA
BACKGROUND TO THE STUDY: Nigeria is the largest country in West Africa and shares its boundaries with Cameroon on the East, Niger and Chad on the North, Benin on the west and the Gulf of Guinea on the south. Its topography consists of the northern savannah, the m...
View DetailsIMPACT OF INTERNET USAGE ON THE ACADEMIC PERFORMANCE OF STUDENTS IN NIGERIA
Background of the Study: The internet can be conceived as a rich, multi-layered complex ever-changing text for information dissemination and a medium for collaborative interaction between individuals and computers without regards for geographical limitation...
View DetailsEXAMINATION OF THE CAUSES AND EFFECTS OF FINANCIAL MISMANAGEMENT IN TERTIARY INSTITUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsTHE ROLE OF MEDIATION IN THE RUSSIAN- UKRAINE CONFLICT
ABSTRACT: This study was carried out to examine the role of mediation in the Russian- Ukraine conflict. Specifically, the study examine the reason for the Russian - Ukrainian conflict. The study also evaluate the role of the United Nations in the f...
View DetailsTHE ROLE OF MICRO-ORGANISMS IN WASTE RECYCLING
BACKGROUND OF THE STUDY: Microorganisms are found virtually everywhere in the natural world, where they perform a wide variety of important tasks. Microorganisms like Halobacterium, which live in the Dead Sea, and Chlamydomonas nivalis, which is responsible for p...
View DetailsTHE ROLE OF ADULT LITERACY EDUCATION PROGRAMME (A CASE STUDY OF ETSAKO EAST L.G.A EDO STATE)
CHAPTER ONE
INTRODUCTION
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- Background Of The Study
Adult education is a term that has been used to describe any voluntar...
View DetailsTHE ROLE OF CAPITAL MARKET IN INDUSTRIAL GROWTH AND DEVELOPMENT IN NIGERIA
CHAPTER ONE
INTRODUCTION
BACKGROUND TO THE STUDY: The capital market has been identified as an institution that contributes to the socio-economic growth and development of eme...
View DetailsTHE INFLUENCE OF ONLINE MARKETING ON REAL ESTATE BUSINESS
CHAPTER ONE
INTRODUCTION
Background of the study: The growth of the use of the Internet, and in particular the World Wide Web, over the last 10 years has been phenomenal and...
View DetailsTHE NEED FOR EFFECTIVE MANAGEMENT: AN EXAMINATION OF ORGANIZATIONAL POLICIES AND PROCEDURES (A CASE STUDY OF UNION BANK OF NIGERIA PLC)
CHAPTER ONE
INTRODUCTION
The need for effective management of organizational policies and procedures must be more sensitive to customer are and also order to up grade the wor...
View DetailsTHE IMPACT OF PRODUCT DIFFERENTIATION STRATEGY ON SALES PERFORMANCE
CHAPTER ONE
INTRODUCTION: The World is fast becoming a global village and a necessary tool for this process is communication of which communication is a key player. The development in the telecommunication industry all over the world is very rapid...
View DetailsTHE IMPACT OF QUALITY LENDING ON BANKS PROFITABILITY
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: Realizing a good quality product in the market (whether it is a physical or service product) gives benefits to both organizat...
View DetailsTHE IMPACT OF STRATEGIC MARKETING PRACTICES TO THE EFFECTIVENESS AND EFFICIENT PERFORMANCE OF SMALL SCALE AND MEDIUM ENTERPRISE
CHAPTER ONE
INTRODUCTION
Background Of The Study: The problem of marketing of Small-Scale Enterprises is truly born of our time; it is product of the standard of timing enjoyed by advance...
View DetailsTHE IMPACT OF THE RUSSIAN INVASION OF UKRAINE ON THE ECONOMIC STRENGTH OF UKRAINE
CHAPTER ONE
INTRODUCTION
Background of the study: According to Benkovskis (2022) twenty-five years after the collapse of the Iron Curtain, the current acute crisis in Russian-...
View DetailsTHE IMPACT OF THE RUSSIAN- UKRAINE WAR ON INTERNATIONAL TRADE
CHAPTER ONE
INTRODUCTION
Background of the study: Following weeks of international tension and suspicion about Russian President Vladimir Putin's intentions toward Ukraini...
View DetailsTHE IMPACT OF MICRO CREDIT ON POVERTY ALLEVIATION IN NIGERIA
CHAPTER ONE
INTRODUCTION
Background to the Study: Poverty is the major problem in most developing economies. In these economies, it is argued that among others absence of acce...
View DetailsTHE IMPACT OF MICROFINANCE BANKS ON THE GROWTH OF SMALL AND MEDIUM SCALE ENTERPRISES IN ILLORIN METROPOLIS
CHAPTER ONE
INTRODUCTION
Background of the Study: Micro and small businesses are believed to be the engine room for the development of any economy because they form the bulk of business activi...
View DetailsTHE IMPACT OF PARENTAL CONTROL, CRIMINAL AND MARITAL CONFLICT ON ADOLESCENTS’ SELF-REGULATION AND ADJUSTMENT
CHAPTER I
INTRODUCTION: Primary concern of parents is to promote their children’s well-being and to prevent negative outcomes in their developmental trajectory. However, past studies have documented that the ability to regulate, alter or control o...
View DetailsTHE CAUSES AND EFFECTS OF THE RUSSIAN INVASION OF UKRAINE
CHAPTER ONE
INTRODUCTION
Background of the study: The war between Russia and Ukraine, according to Lakomy (2022), arose over a number of concerns. The foreign watchers of the...
View DetailsTHE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY
Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situa...
View DetailsA CRITICAL EXAMINATION OF THE ASSOCIATED CONSEQUENCES OF DIVORCE IN THE BENIN KINGDOM
CHAPTER ONE
INTRODUCTION
BACKGROUND TO THE STUDY: The family that emerges from a marriage has some basic functions which make it unique. Bilton, Bonnett, Jones, Sheard, Stanworth and Webster (2001) observed that in all societi...
View DetailsCIVIL MILITARY RELATIONS AND LEGISLATIVE OVERSIGHT IN NIGERIA: A STUDY OF FOURTH REPUBLIC NIGERIAN SENATE.
CHAPTER ONE
Introduction : Eric Hoffer once noted that, “there are similarities between absolute power and absolute faith; a demand for absolute obedience, a readiness to attempt the impossible, bias for simple solutions – to cut the knot r...
View DetailsSTUDY OF MICROBIAL LOADS IN WATER AND AIR SAMPLES FROM OGUN STATE DUMPSITE
Background of the study
Each year, diseases linked to pollution and waste cause the deaths of almost 5.2 million people and approximately 4 million children. Any solution mixture, material, or item that is carried for reprocessing, dumping, elimination by incineration, or other ways of...
View DetailsAN ANALYSIS OF THE ECONOMIC IMPACT OF STOCK MARKET ON NIGERIAN ECONOMY (1986-2010)
ABSTRACT
A major engine of economic growth and development of any nation is the stock market. It impacts positively on the economy by providing financial resources through its intermediation process for financing long term projects. These projects could be promoted by governments or pri...
View DetailsAN APPRAISAL OF TRADE DISPUTES SETTLEMENT MECHANISMS IN NIGERIA
ABSTRACT
In Nigeria, in spite of the statutory mechanisms put in place to mitigate disputes, the phenomenon has been on the increase and on a consistent basis. The statutory dispute settlement procedure has not fostered industrial harmony to a large extent. Consequently, how to achieve...
View DetailsASSESSMENT OF CONFLICT CONTROL MECHANISMS IN ADMINISTRATION OF JUNIOR SECONDARY SCHOOLS IN FEDERAL CAPITAL TERRITORY (FCT) ABUJA, NIGERIA
ABSTRACT
This study was conducted on the Assessment of Conflict Control Mechanisms in Administration of Junior Secondary Schools in Federal Capital Territory (FCT) Abuja, Nigeria. The study has five objectives which are to; find out the use of mediation approach in conflict control, exa...
View DetailsBIODEGRATION OF CRUDE OIL BY BACTERIA ISOLATED FROM PRISTINE SOIL
1.1Background to the Study
In recent years, the demand for petroleum as a source of energy and raw material for chemical industries has resulted in a tremendous increase in world production. This increase in production, refining and distribution of crude oil has also brought with it an...
View DetailsCHANGE MANAGEMENT AND ORGANISATIONAL PERFORMANCE IN NIGERIA ORGANISATIONS A CASE STUDY OF SELECTED FIRMS IN LAGOS STATE
Background to the Study
Uncertain economic climate forces many Organisations to make changes in order to survive. Organisations need to react quickly to the revolution in technologies and competition, not only at the global level, but also at the local and national levels, if they want...
View DetailsCommercial Banks‟ Pricing of Loans, Assets Quality and Financial Intermediation in Nigeria
Abstract
Despite the interest rate liberalization policy that gave rise to commercial banks’ pricing of loans models which is expected to enhance quality of banks assets and improve financial intermediation, poor assets quality of banks, bank failures and poor intermediation role...
View DetailsCOMPARATIVE STUDIES OF THE PERFORMANCE OF FILTER MEDIA MADE USING BIOCHAR AND ACTIVATED CARBON IN GREYWATER REMEDIATION
ABSTRACT
The problem of water Scarcity, water pollution and cost of accessing water for domestic needs have become growing concerns to the ever increasing global population. Waterwaterremediation has long been accepted as a viable option to mitigate water scarcity. This research examine...
View DetailsDETERMINATION OF LEAD (Pb) LEVELS IN SELECTED MINING COMMUNITIES IN ZAMFARA STATE - NIGERIA
ABSTRACT
In 2010, the world’s attention was drawn to Zamfara State, Nigeria following the ‘unprecedented’ death reported (particularly of children) as a result of lead poisoning in the process of small scale gold mining of lead-rich ore using rudimentary tools. This st...
View DetailsDETERMINATION OF LEAD (Pb) LEVELS IN SELECTED MINING COMMUNITIES IN ZAMFARA STATE - NIGERIA
ABSTRACT
In 2010, the world’s attention was drawn to Zamfara State, Nigeria following the ‘unprecedented’ death reported (particularly of children) as a result of lead poisoning in the process of small scale gold mining of lead-rich ore using rudimentary tools. This st...
View DetailsDEVELOPMENT OF BIOSURFACTANTS-IRON OXIDE NANOPARTICLES- BIOCHAR FORMULATION FOR REMEDIATION OF CRUDE OIL CONTAMINATED SOIL
ABSTRACT
Biosurfactant-mediated degradation of contaminants is practical and safe environmental remediation agent. In addition, iron oxide nanoparticles and biochar are bioremediation agents with great potentials due to their strong adsorption capacity, microbial growth enhancement and...
View DetailsEARTHWORM ECOLOGY, HEAVY METALS AND TOTAL PETROLEUM HYDROCARBON ASSESSMENT OF AN OIL SPILL SITE IN AGAYE, LAGOS STATE, NIGERIA.
ABSTRACT
Agaye has experienced frequent spills of premium motor spirit due to pipeline vandalization. Over time,the spills have contaminated the water sources and farmlands, and with the attendant inferno, destroyed the soil biota. There is dearth of scientific information on effect of...
View DetailsTHE ROLE OF SOCIAL MEDIA IN RAISING AWARENESS AND COMBATING GENDER-BASED VIOLENCE IN THE 21ST CENTURY
THE ROLE OF SOCIAL MEDIA IN RAISING AWARENESS AND COMBATING GENDER-BASED VIOLENCE IN THE 21ST CENTURY
Chapter One: Introduction
Background of the Study
The advent of social media in the 21st century has revolutionized the way informa...
View DetailsEFFECT OF MONETARY POLICY ON FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA.
ABSTRACT
This study investigated the effect of monetary policy on the financial performance of twelve listed Deposit Money Banks (DMBs) in Nigeria over ten (10) years (2010 – 2019). Monetary policy is proxied by Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), and Central B...
View DetailsEFFECTS OF WATER-SOLUBLE FRACTIONS OF USED CRANKCASE OIL ON SOME PHYSIOLOGICAL PARAMETERS OF THE NILE TILAPIA (OREOCHROMIS NILOTICUS)
ABSTRACT
Used crankcase oil is disposed off indiscriminately and it eventually finds its way into the aquatic environment resulting in surface and ground water contamination by complex interacting chemicals and substances. Polycyclic aromatic hydrocarbons (PAHs), heavy metals, additives...
View DetailsFINANCIAL REFORMS AND CREDIT GROWTH NEXUS ON INCOME INEQUALITY IN SELECTED SUB-SAHARAN AFRICAN COUNTRIES
ABSTRACT
Income inequality stalls economic growth with undesirable socio-economic consequences. Despite measures targeted towards reducing the inequality gap, disparities in income distribution persists. The link between financial reforms and income inequality is still relatively unexpl...
View DetailsFINANCIAL INTEGRATION AND ECONOMIC GROWTH IN NIGERIA
ABSTRACT
This study investigated the effect of financial integration on economic growth in Nigeria from 1986 to 2020. In this study, financial integration variables such as foreign direct investment inflow, foreign portfolio investment inflow, trade openness, financial deepening, foreig...
View DetailsSURVEY OF LEVITICAL PRIESTHOOD- IMPLICATIONS FOR ANGLICAN CLERGY
CHAPTER ONE
INTRODUCTION
1.1 Background to the Study
The Levitical priesthood occupies a central role in the Old T...
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