ANALYSIS OF THE PROBLEMS OF AGRICULTURAL CREDIT TO FARMERS
BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...
View DetailsAN ASSESSMENT OF THE ROLE OF MICROFINANCE BANK IN NIGERIA
BACKGROUND TO THE STUDY: It is know fact that banks help to accelerate the growth and development of a developed and developing economy. Consequently, finance becomes an important ingredient in the economic development of a nation and communities alike. Thus, the...
View DetailsAPPRAISAL OF OBTAINING AGRICULTURAL CREDITS/LOANS: A CASE STUDY OF OVIA NORTH EAST LOCAL GOVERNMENT AREA OF EDO STATE
BACKGROUND TO THE STUDY: Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essenti...
View DetailsTHE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK
BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the 35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership...
View DetailsEFFECTS OF MICROFINANCING ON MICRO AND SMALL ENTERPRISES (MSEs) IN SOUTHWEST NIGERIA
ABSTRACT: This research work investigated the effects of micro-financing on Micro and Small Enterprises (MSEs) in South-west Nigeria. The study examined how micro-finance and non-financial micro-financing activities and features such as group membership, pre-loan training, cross...
View DetailsFINANCIAL MANAGEMENT PRACTICE AND PERFORMANCE OF SMEs IN NIGERIA (A CASE STUDY OF SELECTED SMEs IN EKET LGA)
Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...
View DetailsIMPACT OF FRAUDS AND FORGERIES ON THE NIGERIAN BANKING INDUSTRY
ABSTRACT: This study examines the impact of frauds and forgeries on the banking industry in Nigeria. One of the major characteristics a bank must possess is that its customers must be able to have unflinching and undoubted confidence in the banking the banki...
View DetailsIMPACT OF QUANTITATIVE TOOLS OF MONETARY POLICY ON THE PERFORMANCE OF DEPOSIT OF COMMERCIAL BANKS IN NIGERIA
ABSTRACT: This study focused on examining the effects of quantitative policy instruments on the deposit performance of commercial banks in Nigeria, namely First Bank of Nigeria Plc and First Inland Bank Plc. In order to guide the trajectory...
View DetailsIMPACT OF THE MONEY MARKET IN THE GROWTH OF NIGERIA IN ECONOMY
BACKGROUND OF THE STUDY: The financial system of any financial company provide the catalyst through financial intermediation for productive activities to ensure economic growth and development Olowo (2008).
The Nigerian financial sector is undoubtedly the most important...
View DetailsLIQUIDITY MANAGEMENT IN BANKS: A STUDY OF SELECTED COMMERCIAL BANKS IN NIGERIA (2000-2009)
Background of the study: The whole concept of banking is built upon confidence in the liquidity of the bank. Liquidity management is critical in the banking operations. Customers place their deposits with a bank, confident that they can withdraw the deposit when...
View DetailsLOAN SYNDICATION: A SOURCE OF BUSINESS FINANCING IN NIGERIA
ABSTRACT: This study was carried out to examine loan syndication: a source of business financing in Nigeria with special reference to GTBank and Access Bank. Specifically, the study aims to examine the general terms of the various issue involved in Loa...
View DetailsMISMANAGEMENT IN FINANCIAL INSTITUTION (BANK) EFFECT AND SOLUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsTHE IMPACT OF CORPORATE FINANCE SERVICES ON BANK’S PROFITABILITY
ABSTRACT: This study review the corporate finance services as obtained in the Nigeria banking business. The major corporate finance discussed ranges from the capital market services, under which management of capital equity issue, marketing, packaging, advisory s...
View DetailsTHE ROLE OF AGRICULTURE CREDIT GUARANTEE SCHEME FUND IN THE DEVELOPMENT OF AGRICULTURE (A CASE STUDY OF CENTRAL BANK OF NIGERIA, ENUGU)
ABSTRACT: Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural...
View DetailsA CRITICAL INVESTIGATION OF WOMEN ENTREPRENEURS AND THE FACTORS AFFECTING THEIR PERFORMANCE IN NIGERIA
ABSTRACT: The main focus of this study was to a critically investigate women entrepreneurs and the factors affecting their performance in Nigeria using women entrepreneurs in Edo State as a case study. The objective of the study seeks to find out the fa...
View DetailsA REVIEW OF AWARENESS LEVEL AND PRACTICES OF GREEN CONSTRUCTION
ABSTRACT: In spite of the huge environmental and energy problem in Nigeria, designers have not seen the need for a shift from their traditional method of designing buildings. Green building which is also known as sustainable buildings are buildings which represents friendly struc...
View DetailsA REVIEW ON THE ROLE OF GOVERNMENT IN POVERTY ALLEVIATION IN NIGERIA
ABSTRACT: The study is focused on a a review on the role of government in poverty alleviation in Nigeria using Kaduna State as case study. From the NAPEP register, 52 participants and 52 non-participants were randomly selected. Data were collected through the...
View DetailsA REVIEW ON THE CONTRIBUTIONS OF SMALL SCALE BUSINESS ENTERPRISES TO ECONOMIC DEVELOPMENT (A CASE STUDY OF OIL FIELD TRANSPORT)
Abstract: This research project is a very crucial study of contributions of small scale business enterprises to economic development. It is divided into five (5) chapter. Chapter one begins with introduction of the study which deals with the procedure and t...
View DetailsSTATISTICAL ANALYSIS OF THE ROLE OF MICRO-FINANCE BANK IN AGRICULTURAL DEVELOPMENT
ABSTRACT: The study was undertaken in statistical analysis of the role micro-finances bank in agricultural development with the aim of establishing the role of micro-finance banks. Loans to peasant farmers in conjunction with the crop production....
View DetailsA STATISTICAL STUDY ON THE EFFECTS OF AGRICULTURAL LOANS ON FARMING ACTIVITIES IN NIGERIA
ABSTRACT: Since the discovery of crude oil in Nigeria, farming activities has had its fare share of inconsistencies and relegation. Agriculture is a very important sector of Nigeria’s economy. Its role in economic development cannot be over emphasized; umar...
View DetailsTHE EFFECT OF AGRICULTURAL LOAN ON FARMING ACTIVITIES IN NIGERIA
ABSTRACT: This study was carried out to investigate the effect of agricultural loan on farming activities in Nigeria a case study of Ohaofia local government area of Abia state. Specifically, the study was aimed atknowing the difficulties encounter...
View DetailsA STUDY OF CHOSEN LOCALLY OWNED SHIPPING COMPANIES CONCERNING THE IMPACT OF THE CABOTAGE ACT ON LOCAL CAPACITY DEVELOPMENT
ABSTRACT: In 2003 the cabotage law was enacted with provisions to empower local investors to take control of the domestic shipping trade and from it develop enough muscle to assume the right of place for Nigeria as a maritime nation in the movement of her import...
View DetailsAN ECONOMIC STUDY OF FLUTED PUMPKIN PRODUCTION
ABSTRACT: The study presents an economic study of fluted pumpkin production (Telfaria occidentalis Hook F. Cucurbitaceae) production in Ukwuani local Government Area of Delta State, Nigeria. Primary data were...
View DetailsAN ASSESSMENT OF THE ROLE OF FINANCIAL INSTITUTION IN THE NIGERIAN MARITIME INDUSTRY
ABSTRACT: This project details with the role of financial institution in maritime Industry finance in Nigeria a case study of first bank plc. The objective of this study therefore are to look at the operations of loan syndication in Nigeria. The study will a...
View DetailsAN ASSESSMENT ON THE ADOPTION AND IMPLEMENTATION OF GREEN CONSTRUCTION
ABSTRACT: In spite of the huge environmental and energy problem in Nigeria, designers have not seen the need for a shift from their traditional method of designing buildings. Green building which is also known as sustainable buildings are buildings which represents friendly...
View DetailsAN EVALUATION OF THE ROLE OF GOVERNMENT IN POVERTY ALLEVIATION IN NIGERIA: A CASE STUDY OF KADUNA STATE
ABSTRACT: The study is focused on a a review on the role of government in poverty alleviation in Nigeria using Kaduna State as case study. From the NAPEP register, 52 participants and 52 non-participants were randomly selected. Data were coll...
View DetailsAN INVESTIGATION ON THE IMPACT OF CAPITAL SYSTEM ON THE PROFITABILITY OF INSURANCE COMPANIES IN NIGERIA
ABSTRACT: This study examines the influence of the capital structure on the financial performance of insurance businesses in Nigeria during the period from 2011 to 2016. The data were derived from the publicly available financial records of a subset of companies. The study utilis...
View DetailsAPPRAISAL OF INCOME TAX COLLECTION AND ADMINISTRATION IN NIGERIA
BACKGROUND OF THE STUDY: Tax is an important factor in economic planning and development of a nation and I is an important agent of social change, (Ola 1985:109). Tax according to Agysi (1983:174) the transfer of resources from private sector to the public sector...
View DetailsAPPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME
ABSTRACT: The study's overall objective is to present an appraisal of the effectiveness of rural banking programme using Lagos State as case study.The research adopted the survey descriptive design and with the aid of convenience sampling metho...
View DetailsAPPRAISAL OF THE PROBLEM FACED BY SMALL FARM HOLDERS IN ACCESSING LOAN FACILITIES
Background of the study: Farmers need productive resources and these resources are acquired with owned or borrowed fund. Agricultural is very important to the economy of must developing countries of the world and because of this, a supply of adequate finance is essential for nati...
View DetailsASSESSMENT OF DOMESTIC DEBT AND ITS IMPACT ON THE NIGERIAN ECONOMY (1980 - 2020)
Background to the study: Citizens, government institutions, privately held corporations such as banks, and the economy as a whole are all affected by a country's debt structure. The tota...
View DetailsASSESSMENT OF FRAUD PREVENTION DETECTION AND CONTROL IN NIGERIA BANKING INDUSTRY
BACKGROUND OF THE STUDY: Fraud is a `cankerworm’ that has eaten deep into the nation’s fabrics. It is visible in all the sectors of the economy. In the financial sector, fraud is an `offshoot’ of financial crimes which covers offenses, whic...
View DetailsASSESSMENT OF ONLINE MARKETING AND ITS INFLUENCE ON REAL ESTATE BUSINESS
Background of the study: Over the past ten years, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on practically every aspect of daily life in industrialised cultures. In...
View DetailsASSESSMENT ON THE ROLE OF CAPITAL MARKET ON PRIVATIZATION PROCESS IN NIGERIA
BACKGROUND OF THE BODY: Privatization Appeared on standard dictionaries only in the early 1980s [it appeared in Webster new collegiate Dictionary is one of the radical methods through for thinning the government owned enterprises [which failed to maximize gr...
View DetailsAWARENESS AND PRACTICE OF GREEN CONSTRUCTION
ABSTRACT: In spite of the huge environmental and energy problem in Nigeria, designers have not seen the need for a shift from their traditional method of designing buildings. Green building which is also known as sustainable buildings are buildings which represen...
View DetailsBANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Statement of Problem: It has been observed that banks have failed in instituting an effective and efficient credit policy in meeting customers demand for credit facility and this has resulted in reduction of customers seeking credit facility.
Many...
View DetailsCABOTAGE ACT AND ITS IMPACT ON LOCAL CAPACITY DEVELOPMENT
Abstract: In the year 2003, the cabotage law was implemented, incorporating provisions that aimed to grant local investors the authority to dominate the domestic shipping industry. The intention behind this was to bolster the nation's capabilities and establish Nigeria a...
View DetailsCOMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM (A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI)
INTRODUCTION: The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial sector. More and more banks are introducing the use of computer ne...
View DetailsCO-OPERATIVES SOCIETIES AND THEIR ROLES IN HOUSING DELIVERY
Background Of The Study: Co-operative societies in Nigeria are believed to have started between the period of the first and second world wars and more especially in the (Beer 1976). The operation of co-operative societies was first regulated by the coming into be...
View DetailsTHE ROLE OF CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA
INTRODUCTION: Bank credit has been the responsibility of Central Bank of Nigeria, in order to manage our monetary system; it is also one of the instruments of monetary policy that can be used for economic system. Various sectors of the economy require finance for different purpos...
View DetailsAN EVALUATION OF CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA
ABSTRACT: This study was carried out with the purpose of analyzing Credit management, credit policy and the performing of Bank in Akure, ondo state Nigeria. Specifically, the study sought to establish whether there is a relationship between credit policy an...
View DetailsCRITICAL ANALYSIS OF THE PERFORMANCE OF NATIONAL ECONOMIC EMPOWERMENT AND DEVELOPMENT STRATEGY NEEDS ON THE NIGERIAN ECONOMY
Background of Study: Nigeria is a large nation with a population or about 120 million people made up of three main ethnic groups: Hausa, Yoruba and Ibo, plus many other minor tribes. Nigeria gained her independence in 1960 and become a republic in 1963. Since the...
View DetailsEXAMINATION OF CUSTOMER ORIENTATION IN THE BANKING INDUSTRY
BACKGROUND OF THE STUDY: Community bank was imitated within the 1990 budget speech of the Head of State, commander in chief of the Armed forces of Nigeria, General Ibrahim Badamasi Babangida. Since then institutionalizing the system has gone through a long w...
View DetailsDEFICIT FINANCING AND ECONOMIC GROWTH: THE NIGERIA EXPERIENCE
ABSTRACT: The general objective of the study is to analyze the effect of deficit financing on Nigeria’s economic growth. Secondary data emanated from the publication of the Central Bank of Nigeria Statistical Bulletin, vol. 26, 2015 was utilized. The data c...
View DetailsAN EXAMINATION OF DEPENDENCY STATUS AND SUB-SAHARAN AFRICA UNDERDEVELOPMENT: THE NIGERIAN EXPERIENCE
BACKGROUND OF THE STUDY: Sub Saharan Africa’s growth performance since gaining independence from colonial rule in the 1960s has been quite disappointing and utterly unacceptable. So used are we to this assessment that we forget that Africa was, at least in...
View DetailsDEPOSIT MONEY BANK LOANS AND AGRICULTURAL SECTOR PERFORMANCE IN NIGERIA
BACKGROUND TO THE STUDY: Nigeria is the largest country in West Africa and shares its boundaries with Cameroon on the East, Niger and Chad on the North, Benin on the west and the Gulf of Guinea on the south. Its topography consists of the northern savannah, the m...
View DetailsDESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM
ABSTRACT: Financial institutions such as banks provide loans to their clientele in accordance with the parameters stipulated by the loan scheme management committee. The consumers must satisfy these conditions in a transparent manner in order to be eligible for the loan the...
View DetailsDESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM (A CASE STUDY OF GUARANTY TRUST BANK)
ABSTRACT: Banks provide loans to customers based on specific conditions set by the loan scheme management board within their organisation. In order to qualify for the loan they are requesting, customers must ensure that these conditions are met in a clear manner. The loan s...
View DetailsDESIGN AND IMPLEMENTATION OF NYSC ORIENTATION CAMP INFORMATION SYSTEM
BACKGROUND OF THE STUDY: The national youth service corps (NYSC) is an organization set by the Nigerian government to involve the country’s graduates in the development of the country. There is no military conscription in Nigeria, but since 1973 graduates of universities an...
View DetailsEXAMINATION OF THE CAUSES AND EFFECTS OF FINANCIAL MISMANAGEMENT IN TERTIARY INSTITUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
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