The main concepts, procedures, and logic that solve problems are the focus of mathematics. It is generally acknowledged as being essential to any society's progress. This is so because a country's ability to develop is reliant on its progress in science and technology. But without mathema...

INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

Background of the study

A student teacher observed that the practical component of teacher training - practice teaching - was a challenging and stressful element of the course. She didn't seem to appreciate the experience. The experience of this student teacher desc...

Background to the study

Since the Nigeria Republic's independence from colonial rule, numerous positive advances have occurred, both in the structure and operation of society, with the educational system being no exception. In Nigeria, the educational system appears...

Background to the study

Generally, sufficient funding is needed for effective library and information service delivery; also while responding to the opportunities of digital revolution, the library faces renewed and intensified period of financial strin...

Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...

BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...

BACKGROUND TO THE STUDY: Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essenti...

Abstract: This study is focused on the impact of effective credit management on the profitability of commercial banks. The study is divided into five chapters. Chapter one deals with introduction, general over view of the study, statement of problems, objectives of the study, lim...

ABSTRACT: This study was carried out to examine a study into the acceptance and adoption of the CBN cashless policy using Port Harcourt as a case study. Specifically, the study was aimed at ascertaining the level of acceptability and adoption of the CBN cashless policy...

Background: The insurance and banking industries, both of which are components of the Nigerian financial system, play very important role in the country. They jointly for the backbone of the economy without which all economic activities would come to a halt...

Background to the Study: Financial scandals and misappropriation around the world and the recent collapse of large corporate organization in the USA and Europe have brought to the fore, again, the need for the practice of sound corporate governance, which is the...

ABSTRACT: The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and...

BACKGROUND OF THE STUDY: Financial institutions have been early adopters of smart card and credit cards technology, in the system and more recently, the launching of internet banking have transformed the world into a global village linked with electronic impulses...

BACKGROUND OF THE STUDY: The history of micro financing can be traced back as long to the middle of the 1800s when the theorist by sander spooner was writing over the benefits from small credits to entrepreneurs and farmers as a way getting the people out of...

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

BACKGROUND OF THE STUDY: In a country with mixed economy like Nigeria, the government and the individual are managing the economy together. This means that people, groups and the three levels of government are free to start businesses. The three lowest levels of...

Background to the Study: The relevance of banks in the economy of any nation cannot be overemphasized. They are the cornerstones of the economy of a country. Banks play the important role of promoting economic growth and development through the&nbs...

Background of the study: Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Nigeria has...

ABSTRACT: This study examines the impact of frauds and forgeries on the banking industry in Nigeria. One of the major characteristics a bank must possess is that its customers must be able to have unflinching and undoubted confidence in the banking the banki...

Background of the Study: Operators in the banking system argue that the pegging lending rate at the present level by the Central Bank of Nigeria (CBN) is not realistic as it is not market determined especially urban considered against the cost of deposits (term deposits and savin...

The background of the study: The significance of acquiring skill in the English language as a foundation for achieving competence in other academic areas cannot be overstated. The acquisition of knowledge holds significant importance in the realms of education, economy, and national growth within...

ABSTRACT: This study was carried out to examine loan syndication: a source of business financing in Nigeria with special reference to GTBank and Access Bank. Specifically, the study aims to  examine the general terms of the various issue involved in Loa...

ABSTRACT: This study was carried out to examine the measures necessary to minimize the high incidence of bad debts in Nigeria commercial banks with a special reference to Guarantee Trust Bank, Abuja. Specifically, the study examine  the causes of b...

​​​​​​Background of the study: Agriculture is the most basic form of human activities in the whole world. It includes the cultivation of crops as well as rearing of animals for human uses. Today in Nigeria, about 70% of its population is engaged in this activity. Despite the larg...

​​​​​​BACKGROUND OF THE STUDY: Firms at every stage of growth and development, from concept to maturity need found in order to survive. The aim of every business is to maximize the wealth and welfare of its owners.

Without finance, the aim of every business cannot be me...

ABSTRACT: This research is on the impact of bank credit in the Nigeria economy, A case study of first bank plc and Zenith bank plc Ekwulobia. Objectives of the study includes: to determine the extent to which the various banks credits has been felt in the Nigeria economy, t...

​​​​​​Background of the study: The National Electric Power Authority which is today known as Power Holding Company of Nigeria (PHCN) was established by the NEPA Act of 1872. The Act authorized the merger of the activities of the Niger Dam Authority and the Electricity corporation...

Background of the study: The ideal of micro-finance banking become necessary due to the inability of the conventional banking schemes to mobilize the dormant funds in rural area and channel them into needy factor. Besides, small business and the rural farmers needed to inculcate...

ABSTRACT: Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural...

Abstract: An efficient financial system is essential for building a sustained economic growth and an open vibrant economic system. Countries with well developed financial institutions tend to grow faster; especially the size of the banking system and the liquidity of the stock ma...

BACKGROUND TO PROBLEM: The various development plans implemented in Nigeria have prioritised the achievement of self-reliance.  The rationale behind the establishment of this national objective stems from the considerable expectations placed upon citizens in terms of generat...

ABSTRACT: This study was carried out to critically evaluate students industrial working experience scheme (siwes) and its benefits and challenges in Nigerian universities using Rivers State University as a case study. Specifically, the study aimed at ex...

Abstract: This research project is a very crucial study of contributions of small scale business enterprises to economic development. It is divided into five (5) chapter.  Chapter one begins with introduction of the study which deals with the procedure and t...

ABSTRACT: This study was carried out to investigate the effect of agricultural loan on farming activities in Nigeria a case study of Ohaofia local government area of Abia state. Specifically, the study was aimed atknowing the difficulties encounter...

ABSTRACT: This study was carried out to examine a study into the acceptance and adoption of the CBN cashless policy using Port Harcourt as a case study. Specifically, the study was aimed at ascertaining...

ABSTRACT: This study examined the adaptation strategies of arable crop farmers to climate variability. The study used multistage sampling technique and primary data were collected from 360 food crop farmers (i.e. 180 respondents were randomly selected from each selected state fro...

Background of the study: According to a number of sources, the ideals of science and technology in relation to national development are ingrained in the minds of leaders from African and third world countries (Logan, & Skamp, 2021). Since as early as 1880, students in Nigeria...

Background of the study: The infamously problematic practice of examination malpractice in Nigeria is analogous to the rapid onset of an unpleasant social malaise that seems to defy any type of therapy and may be analogous to a sickness. It is widely recognized for its reputation...

ABSTRACT: This study was carried out on impact tax reforms on investment decisions in Ghana using  Ghana Revenue Authority koforidua Branch as case study. To achieve this 4 research questions were formulated.  The survey design was adopted and the simpl...

ABSTRACT: This study assessed the impact of poverty reduction programmes as a development strategy in Nigeria. The study first of all examined issues of poverty and underdevelopment in Nigeria, attributing it to lack of employment, high rate of illiteracy among the citizenry, poo...

ABSTRACT: The study presents an economic study of fluted pumpkin production (Telfaria occidentalis Hook F. Cucurbitaceae) production in Ukwuani local Government Area of Delta State, Nigeria. Primary data were...

ABSTRACT: This study was carried out to assess the perception of local farmers on climate change in Ido local government. Specifically, the study was aimed at ascertaining the level of knowledge local farmers have about climate change and the actions they take, t...

ABSTRACT: This study was carried out to assess the  insight of local farmers on climate change in Ido local govt area of oyo state. Specifically, the study was aimed at ascertaining the level of knowledge local farmers have about climate change and the actio...

Background Of The Study: Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human handles. Fi...

Background Of The Study: Citizens in the majority of the world's nations have the goal that their country will one day have strong leaders and effective administration. This is due to the fact that the goal of maximizing the use of limited resources to advanc...

BACKGROUND OF THE STUDY: Small businesses are essential for economic development (Van Praag & Versloot, 2007; Acs et al., 2008; Fumo & Jabbour, 2011), and in Nigeria they make up 91% of the formal businesses, contribute 34% towards the Gross Domestic...

Background of the study: Technology has been the success story of our century and has opened doors for beneficial inventions.  Technology has countries interconnected and the world has now become a global village (Ojo 2019). he information of most people and...

BACKGROUND TO THE STUDY: Educational system in Nigeria is the abysmal failure of students in public examinations, particularly at the secondary level of education. According to Uduh (2009), the high percentage of candidates who failed WASSCE yearly is reflected i...

BACKGROUND OF THE STUDY: Online transactions for the acquisition of products and services are becoming more prevalent in daily life. 28 of the world's population, according to a Nielsen research done in 2007–2008, use the internet. 85 of these indi...