ANALYSIS OF THE PROBLEMS OF AGRICULTURAL CREDIT TO FARMERS
BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...
View DetailsAN ASSESSMENT OF THE ROLE OF MICROFINANCE BANK IN NIGERIA
BACKGROUND TO THE STUDY: It is know fact that banks help to accelerate the growth and development of a developed and developing economy. Consequently, finance becomes an important ingredient in the economic development of a nation and communities alike. Thus, the...
View DetailsAPPRAISAL OF OBTAINING AGRICULTURAL CREDITS/LOANS: A CASE STUDY OF OVIA NORTH EAST LOCAL GOVERNMENT AREA OF EDO STATE
BACKGROUND TO THE STUDY: Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essenti...
View DetailsEFFECTS OF MICROFINANCING ON MICRO AND SMALL ENTERPRISES (MSEs) IN SOUTHWEST NIGERIA
ABSTRACT: This research work investigated the effects of micro-financing on Micro and Small Enterprises (MSEs) in South-west Nigeria. The study examined how micro-finance and non-financial micro-financing activities and features such as group membership, pre-loan training, cross...
View DetailsFINANCIAL MANAGEMENT PRACTICE AND PERFORMANCE OF SMEs IN NIGERIA (A CASE STUDY OF SELECTED SMEs IN EKET LGA)
Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...
View DetailsIMPACT OF QUANTITATIVE TOOLS OF MONETARY POLICY ON THE PERFORMANCE OF DEPOSIT OF COMMERCIAL BANKS IN NIGERIA
ABSTRACT: This study focused on examining the effects of quantitative policy instruments on the deposit performance of commercial banks in Nigeria, namely First Bank of Nigeria Plc and First Inland Bank Plc. In order to guide the trajectory...
View DetailsMISMANAGEMENT IN FINANCIAL INSTITUTION (BANK) EFFECT AND SOLUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsTHE ROLE OF AGRICULTURE CREDIT GUARANTEE SCHEME FUND IN THE DEVELOPMENT OF AGRICULTURE (A CASE STUDY OF CENTRAL BANK OF NIGERIA, ENUGU)
ABSTRACT: Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural...
View DetailsA CRITICAL INVESTIGATION OF WOMEN ENTREPRENEURS AND THE FACTORS AFFECTING THEIR PERFORMANCE IN NIGERIA
ABSTRACT: The main focus of this study was to a critically investigate women entrepreneurs and the factors affecting their performance in Nigeria using women entrepreneurs in Edo State as a case study. The objective of the study seeks to find out the fa...
View DetailsA REVIEW ON THE CONTRIBUTIONS OF SMALL SCALE BUSINESS ENTERPRISES TO ECONOMIC DEVELOPMENT (A CASE STUDY OF OIL FIELD TRANSPORT)
Abstract: This research project is a very crucial study of contributions of small scale business enterprises to economic development. It is divided into five (5) chapter. Chapter one begins with introduction of the study which deals with the procedure and t...
View DetailsSTATISTICAL ANALYSIS OF THE ROLE OF MICRO-FINANCE BANK IN AGRICULTURAL DEVELOPMENT
ABSTRACT: The study was undertaken in statistical analysis of the role micro-finances bank in agricultural development with the aim of establishing the role of micro-finance banks. Loans to peasant farmers in conjunction with the crop production....
View DetailsA STATISTICAL STUDY ON THE EFFECTS OF AGRICULTURAL LOANS ON FARMING ACTIVITIES IN NIGERIA
ABSTRACT: Since the discovery of crude oil in Nigeria, farming activities has had its fare share of inconsistencies and relegation. Agriculture is a very important sector of Nigeria’s economy. Its role in economic development cannot be over emphasized; umar...
View DetailsTHE EFFECT OF AGRICULTURAL LOAN ON FARMING ACTIVITIES IN NIGERIA
ABSTRACT: This study was carried out to investigate the effect of agricultural loan on farming activities in Nigeria a case study of Ohaofia local government area of Abia state. Specifically, the study was aimed atknowing the difficulties encounter...
View DetailsAPPRAISAL OF INCOME TAX COLLECTION AND ADMINISTRATION IN NIGERIA
BACKGROUND OF THE STUDY: Tax is an important factor in economic planning and development of a nation and I is an important agent of social change, (Ola 1985:109). Tax according to Agysi (1983:174) the transfer of resources from private sector to the public sector...
View DetailsAPPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME
ABSTRACT: The study's overall objective is to present an appraisal of the effectiveness of rural banking programme using Lagos State as case study.The research adopted the survey descriptive design and with the aid of convenience sampling metho...
View DetailsAPPRAISAL OF THE PROBLEM FACED BY SMALL FARM HOLDERS IN ACCESSING LOAN FACILITIES
Background of the study: Farmers need productive resources and these resources are acquired with owned or borrowed fund. Agricultural is very important to the economy of must developing countries of the world and because of this, a supply of adequate finance is essential for nati...
View DetailsASSESSMENT OF DOMESTIC DEBT AND ITS IMPACT ON THE NIGERIAN ECONOMY (1980 - 2020)
Background to the study: Citizens, government institutions, privately held corporations such as banks, and the economy as a whole are all affected by a country's debt structure. The tota...
View DetailsASSESSMENT OF FRAUD PREVENTION DETECTION AND CONTROL IN NIGERIA BANKING INDUSTRY
BACKGROUND OF THE STUDY: Fraud is a `cankerworm’ that has eaten deep into the nation’s fabrics. It is visible in all the sectors of the economy. In the financial sector, fraud is an `offshoot’ of financial crimes which covers offenses, whic...
View DetailsASSESSMENT OF ONLINE MARKETING AND ITS INFLUENCE ON REAL ESTATE BUSINESS
Background of the study: Over the past ten years, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on practically every aspect of daily life in industrialised cultures. In...
View DetailsASSESSMENT ON THE ROLE OF CAPITAL MARKET ON PRIVATIZATION PROCESS IN NIGERIA
BACKGROUND OF THE BODY: Privatization Appeared on standard dictionaries only in the early 1980s [it appeared in Webster new collegiate Dictionary is one of the radical methods through for thinning the government owned enterprises [which failed to maximize gr...
View DetailsBANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Statement of Problem: It has been observed that banks have failed in instituting an effective and efficient credit policy in meeting customers demand for credit facility and this has resulted in reduction of customers seeking credit facility.
Many...
View DetailsCOMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM (A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI)
INTRODUCTION: The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial sector. More and more banks are introducing the use of computer ne...
View DetailsCO-OPERATIVES SOCIETIES AND THEIR ROLES IN HOUSING DELIVERY
Background Of The Study: Co-operative societies in Nigeria are believed to have started between the period of the first and second world wars and more especially in the (Beer 1976). The operation of co-operative societies was first regulated by the coming into be...
View DetailsTHE ROLE OF CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA
INTRODUCTION: Bank credit has been the responsibility of Central Bank of Nigeria, in order to manage our monetary system; it is also one of the instruments of monetary policy that can be used for economic system. Various sectors of the economy require finance for different purpos...
View DetailsAN EVALUATION OF CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA
ABSTRACT: This study was carried out with the purpose of analyzing Credit management, credit policy and the performing of Bank in Akure, ondo state Nigeria. Specifically, the study sought to establish whether there is a relationship between credit policy an...
View DetailsCRITICAL ANALYSIS OF THE PERFORMANCE OF NATIONAL ECONOMIC EMPOWERMENT AND DEVELOPMENT STRATEGY NEEDS ON THE NIGERIAN ECONOMY
Background of Study: Nigeria is a large nation with a population or about 120 million people made up of three main ethnic groups: Hausa, Yoruba and Ibo, plus many other minor tribes. Nigeria gained her independence in 1960 and become a republic in 1963. Since the...
View DetailsEXAMINATION OF CUSTOMER ORIENTATION IN THE BANKING INDUSTRY
BACKGROUND OF THE STUDY: Community bank was imitated within the 1990 budget speech of the Head of State, commander in chief of the Armed forces of Nigeria, General Ibrahim Badamasi Babangida. Since then institutionalizing the system has gone through a long w...
View DetailsAN EXAMINATION OF DEPENDENCY STATUS AND SUB-SAHARAN AFRICA UNDERDEVELOPMENT: THE NIGERIAN EXPERIENCE
BACKGROUND OF THE STUDY: Sub Saharan Africa’s growth performance since gaining independence from colonial rule in the 1960s has been quite disappointing and utterly unacceptable. So used are we to this assessment that we forget that Africa was, at least in...
View DetailsDEPOSIT MONEY BANK LOANS AND AGRICULTURAL SECTOR PERFORMANCE IN NIGERIA
BACKGROUND TO THE STUDY: Nigeria is the largest country in West Africa and shares its boundaries with Cameroon on the East, Niger and Chad on the North, Benin on the west and the Gulf of Guinea on the south. Its topography consists of the northern savannah, the m...
View DetailsDESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM
ABSTRACT: Financial institutions such as banks provide loans to their clientele in accordance with the parameters stipulated by the loan scheme management committee. The consumers must satisfy these conditions in a transparent manner in order to be eligible for the loan the...
View DetailsDESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM (A CASE STUDY OF GUARANTY TRUST BANK)
ABSTRACT: Banks provide loans to customers based on specific conditions set by the loan scheme management board within their organisation. In order to qualify for the loan they are requesting, customers must ensure that these conditions are met in a clear manner. The loan s...
View DetailsDESIGN AND IMPLEMENTATION OF NYSC ORIENTATION CAMP INFORMATION SYSTEM
BACKGROUND OF THE STUDY: The national youth service corps (NYSC) is an organization set by the Nigerian government to involve the country’s graduates in the development of the country. There is no military conscription in Nigeria, but since 1973 graduates of universities an...
View DetailsEXAMINATION OF THE CAUSES AND EFFECTS OF FINANCIAL MISMANAGEMENT IN TERTIARY INSTITUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsAN INVESTIGATION INTO ACCOUNTING POLICIES OF BANKS
BACKGROUND OF THE STUDY: Since the beginning of corporate form of business entity in Nigeria, the banking sector has been playing important role in promoting economic growth and development by way of providing liquidity and capital in form of loans to firms and private individual...
View DetailsMICRO FINANCE BANK AND ECONOMIC GROWTH IN NIGERIA
ABSTRACT: This study was carried out to examine micro finance bank and economic growth in Nigeria with special reference to LAPO Ondo state. Specifically, the study investigate the impact of micro finance bank and economic growth in Nigeria. The study also w...
View DetailsIMPACT OF BANK COMPETITION ON THE NIGERIAN BANKING SYSTEM
ABSTRACT: This study seeks to determine the relationship between bank competition and banking system stability in the Nigerian banking industry. Annual data were employed in the course of this research. The sources of the data employed were the Central Bank of Ni...
View DetailsIMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA
BACKGROUND OF THE STUDY: Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout the world. The services rendered by commercial banks in Nigerian cannot be over-emphasized. The banks basically in any economy are financial int...
View DetailsECONOMICS OF FARM-GATE RICE MARKETING IN ENUGU STATE, NIGERIA
ABSTRACT: Rice has become a staple food, just like yam, garri and beans. As a result, the marketing of rice has become very important due to increasing demand of the product. The study examined the economics of farm-gate rice marketing in Enugu S...
View DetailsEFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS
Background of the Study: In today’s business world, globalization and international experience has become critically important. Banking industries can no longer get away with operating loosely connected groups of businesses that happen to be located around the world, but mu...
View DetailsTRADE UNIONISM AND IT’S IMPACT ON WORKERS WELFARE IN NIGERIA
BACKGROUND TO THE STUDY: The term trade union has a variety of meanings depending on the perception of workers and the definition imposed by the legal frameworks in many countries. Some workers organizations call themselves staff or professional associations...
View DetailsTHE PERFORMANCE OF AN AUDITOR AND AUDITING IN NIGERIA ECONOMY
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: An auditor of the evidence may describe an audit as an examination from which final revenue accounts and balance sheet of an...
View DetailsTHE PROVISION OF PUBLIC AMENITIES AND ITS IMPACT ON SMALL SCALE VENTURES IN NIGERIA
CHAPTER ONE
INTRODUCTION
BACKGROUND TO THE STUDY: Good and sufficient infrastructure is a key stimulus to the development of small scale enterprises are catalysts in the socio...
View DetailsTHE ROLE OF A BUSINESS PLAN IN THE SUCCESS OF AN ENTERPRISE
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: Writing a business plan in a business world of the 21st century is a desirable undertaking that should be planned in terms ta...
View DetailsTHE ROLE OF CAPITAL MARKET IN INDUSTRIAL GROWTH AND DEVELOPMENT IN NIGERIA
CHAPTER ONE
INTRODUCTION
BACKGROUND TO THE STUDY: The capital market has been identified as an institution that contributes to the socio-economic growth and development of eme...
View DetailsTHE INFLUENCE OF ONLINE MARKETING ON REAL ESTATE BUSINESS
CHAPTER ONE
INTRODUCTION
Background of the study: The growth of the use of the Internet, and in particular the World Wide Web, over the last 10 years has been phenomenal and...
View DetailsTHE INFLUENCE OF MONETARY POLICY ON NIGERIA'S ECONOMIC GROWTH
CHAPTER ONE
INTRODUCTION
Background to the Study: Macroeconomic policy consists of the actions aimed at inducing appropriate changes in macroeconomic aggregates such as output, employment and the price level. The major compone...
View DetailsTHE INFLUENCE OF POOR FINANCING ON THE OPERATION OF SMALL SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF SELECTED INDUSTRIES IN AWKA METROPOLIS)
CHAPTER ONE INTRODUCTION
A look around us will reveal that that our economy consists of people whose material needs and wants are satisfied by numerous business organizaiton especi...
View DetailsTHE INFLUENCE OF SMALL AND MEDIUM SCALE ENTERPRISE AND ECONOMIC DEVELOPMENT IN NIGERIA
CHAPTER ONE
INTRODUCTION
BACKGROUND OF STUDY: Small and medium enterprises in Nigeria can be defined according to asset base and number of staff employed. The criteria ar...
View DetailsTHE NATIONAL EFFECTS OF EXCHANGE RATE CHANGES ON FOREIGN DEBT SERVICE IN NIGERIA
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: By the year 1970’s and early 1980’s external debt obligation of Nigeria was very significant, but assumed crisis...
View DetailsTHE IMPACT OF PROMOTIONAL STRATAEGY ON THE DEVELOPMENT OF INSURANCE IN NIGERIA
CHAPTER ONE
BACKGROUND OF THE STUDY
“Risk is a phenomenon which has been in existence since the beginning of the world. Risk exists whenever the future is unknown” (Lemon 1989: 17). This means that the word implies some element of...
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