A CRITICAL ANALYSIS OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC GROWTH OF NIGERIA
Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...
View DetailsADVERSTISING AS AN EFFECTIVE PROMOTIONAL TOOL IN THE DELIVERING OF BANKING SERVICE (A CASE STUDY OF SELECTED COMMERCIAL BANK IN DELTA STATE
ABSTRACT: This study on “Advertising as an effective promotional tool in the delivering of banking services has tries to seek answer to the crucial question that plagues the memory of researchers question on how co-operate advertising acts as an effective promotional t...
View DetailsANALYSIS OF THE PROBLEMS OF AGRICULTURAL CREDIT TO FARMERS
BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...
View DetailsAN APPRAISAL OF THE IMPACT OF THE LIQUIDITY PROBLEM ON SELECTED COMMERCIAL BANKS IN NIGERIA
Abstract: This study is on an appraisal of the impact of the liquidity problem on selected commercial banks in Nigeria. The total population for the study is 200 staff of first bank, Enugu state. The researcher used questionnaires as the instrument for the data collection. Descri...
View DetailsAPPRAISAL ON THE IMPACT OF EFFECTIVE CREDIT MANAGEMENT ON THE PROFITABILITY OF COMMERCIAL BANKS
Abstract: This study is focused on the impact of effective credit management on the profitability of commercial banks. The study is divided into five chapters. Chapter one deals with introduction, general over view of the study, statement of problems, objectives of the study, lim...
View DetailsCOMPARATIVE ANALYSIS OF THE PERFORMANCE OF THE INSURANCE AND BANKING INDUSTRIES IN NIGERIA
Background: The insurance and banking industries, both of which are components of the Nigerian financial system, play very important role in the country. They jointly for the backbone of the economy without which all economic activities would come to a halt...
View DetailsCORPORATE GOVERNANCE AND FINANCIAL REPORTING IN NIGERIA BANKING INDUSTRY
Background of the study: The The concept of corporate governance has attracted a good deal of public interest in recent years, because of its apparent importance on the economic health of corporations and society in general. Basically, corporate governance in the banking se...
View DetailsTHE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK
BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the 35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership...
View DetailsEXAMINATION OF THE ROLE OF COMMERCIAL BANKS IN HOUSING DEVELOPMENT IN NIGERIA
ABSTRACT: The relevance of real estate to our economics and social development cannot be over-emphasized not at least in the housing sector, which has a critical impact on Individual and National Welfare. Firstly finance plays a key role in the housing development proje...
View DetailsIMPACT OF ELECTRONIC BANKING ON CUSTOMER SATISFACTION
Background of the study: The rapid changes in business operations in contemporary times in the form of technological improvement require banks in Nigeria to serve their customers electronically. Traditionally, banks have been in the forefront of harnessing technology to improve t...
View DetailsIMPACT OF QUANTITATIVE TOOLS OF MONETARY POLICY ON THE PERFORMANCE OF DEPOSIT OF COMMERCIAL BANKS IN NIGERIA
ABSTRACT: This study focused on examining the effects of quantitative policy instruments on the deposit performance of commercial banks in Nigeria, namely First Bank of Nigeria Plc and First Inland Bank Plc. In order to guide the trajectory...
View DetailsLIQUIDITY MANAGEMENT IN BANKS: A STUDY OF SELECTED COMMERCIAL BANKS IN NIGERIA (2000-2009)
Background of the study: The whole concept of banking is built upon confidence in the liquidity of the bank. Liquidity management is critical in the banking operations. Customers place their deposits with a bank, confident that they can withdraw the deposit when...
View DetailsLIQUIDITY PROBLEMS IN COMMERCIAL BANKS
Background of the study: Banking operation which can be traced back to the early colonial period has helped in economy growth and development of a country. In Nigeria, the existence of commercial banking started with the establishment of African Banking Corporation in 1892....
View DetailsMEASURES NECESSARY TO MINIMIZE THE HIGH INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS
ABSTRACT: This study was carried out to examine the measures necessary to minimize the high incidence of bad debts in Nigeria commercial banks with a special reference to Guarantee Trust Bank, Abuja. Specifically, the study examine the causes of b...
View DetailsMISMANAGEMENT IN FINANCIAL INSTITUTION (BANK) EFFECT AND SOLUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsTHE IMPACT OF INTERNET BANKING SERVICES EXPENDITURE ON THE PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA
ABSTRACT: This study is aimed at ascertaining the impact of internet banking services expenditure on the profitability of commercial banks in Nigeria; with the focus on Diamond Bank Plc. Internet technology holds the potential to fundamentally change banks and the banking industr...
View DetailsRELEVANCE OF STRATEGIC MANAGEMENT IN A COMPETITIVE BANKING ENVIRONMENT
Background of the study: Firms are facing turbulent operating environments characterized by changing technologies and markets that represent both problems and opportunities. Technology has catalyzed this change and innovation is increasingly becoming the norm to keep pace w...
View DetailsTHE IMPACT OF COMMERCIAL BANKING ON MANUFACTURING SECTOR IN NIGERIA
BACKGROUND OF THE STUDY: The growth of economy and development of banking have often appeared inseparable until l7 century, there had existed on modern banking institution anywhere, and there had on modern developed economy. Before 1892, Nigeria was evidently underdeve...
View DetailsTHE IMPACT OF MICROFINANCE BANKS IN RURAL DEVELOPMENT IN NIGERIA
Background of the study: The ideal of micro-finance banking become necessary due to the inability of the conventional banking schemes to mobilize the dormant funds in rural area and channel them into needy factor. Besides, small business and the rural farmers needed to inculcate...
View DetailsTHE ROLE OF AGRICULTURE CREDIT GUARANTEE SCHEME FUND IN THE DEVELOPMENT OF AGRICULTURE (A CASE STUDY OF CENTRAL BANK OF NIGERIA, ENUGU)
ABSTRACT: Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural...
View DetailsTHE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF UNION BANK OF NIGERIA PLC)
BACKGROUND TO PROBLEM: The various development plans implemented in Nigeria have prioritised the achievement of self-reliance. The rationale behind the establishment of this national objective stems from the considerable expectations placed upon citizens in terms of generat...
View DetailsTHE ROLE OF COMMERCIAL BANKS IN THE DEVELOPMENT OF RURAL AREAS IN NIGERIA
BACKGROUND OF THE STUDY: The importance of the financial sector of an economy, which comprises banks and nonbank financial intermediaries, the regulatory framework and the ever increasing financial products, in stimulating economic growth is widely recognized in the lit...
View DetailsTHE ROLE OF COMPUTER IN PROMOTING THE EFFICIENCY IN NIGERIA COMMERCIAL BANKS
ABSTRACT: This study was carried out to evaluate the role of computer in promoting the efficiency in nigeria commercial banks using First Bank, Enugu State as case study. Specifically, the study aims to find if computer have any effect in pr...
View DetailsA CRITICAL ANALYSIS OF FACTORS RESPONSIBLE FOR FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR
Background of the study: In a development economy, where it is believed that adequate financial resources are a pre-requisite for industrial transformation, the importance of capital as a necessary though not sufficient condition for economic growth is recognized. However, this d...
View DetailsA CRITICAL INVESTIGATION OF WOMEN ENTREPRENEURS AND THE FACTORS AFFECTING THEIR PERFORMANCE IN NIGERIA
ABSTRACT: The main focus of this study was to a critically investigate women entrepreneurs and the factors affecting their performance in Nigeria using women entrepreneurs in Edo State as a case study. The objective of the study seeks to find out the fa...
View DetailsTHE EFFECT OF AGRICULTURAL LOAN ON FARMING ACTIVITIES IN NIGERIA
ABSTRACT: This study was carried out to investigate the effect of agricultural loan on farming activities in Nigeria a case study of Ohaofia local government area of Abia state. Specifically, the study was aimed atknowing the difficulties encounter...
View DetailsA SURVEY ON SHIP FINANCING: EXPERIENCE OF NIGERIA
Statement of the problem: Small and medium enterprises (SMEs) have long been recognized by the World Bank and other multilateral agencies as crucial to these institutions' economic growth in their more focused operations in developing nations. Small firms com...
View DetailsAN EVALUATION OF MONETARY POLICY AND ITS IMPACT ON BANKING ACHIEVEMENT IN NIGERIA
Abstract: The research study is directed towards a monetary policy and its impact on banking achievement in Nigeria. The research investigates the effectiveness of monetary policy on the bank's profitability by using first bank of Nigeria: as a case study. &n...
View DetailsAPPLICATION OF MARKETING CONCEPTS IN BANKING INDUSTRY AND ITS EFFECT ON CUSTOMER SATISFACTION
BACKGROUND OF THE STUDY: Marketing concept is a customer oriented philosophy which states that customer’s satisfaction is the economic and social justification of firm’s corporate existence. These philosophies hold that the company should be customer...
View DetailsASSESSING E-NAIRA USER CHALLENGES BY FEATURE PHONE USERS
ABSTRACT: This study was carried out to assessing e-naira user challenges by feature phone users using resident of Aba North LGA Abia State as case study. Specifically, the study examine the extent to which feature phone users are aware of eNaira platfo...
View DetailsASSESSMENT OF MONETARY POLICIES EFFECT ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK P.L.C)
ABSTRACT: The economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the cou...
View DetailsASSESSMENT ON THE ROLE OF CAPITAL MARKET ON PRIVATIZATION PROCESS IN NIGERIA
BACKGROUND OF THE BODY: Privatization Appeared on standard dictionaries only in the early 1980s [it appeared in Webster new collegiate Dictionary is one of the radical methods through for thinning the government owned enterprises [which failed to maximize gr...
View DetailsAUDIT INDEPENDENCE AND CREDIBILITY OF FINANCIAL REPORTING IN THE NIGERIAN BANKING SECTOR
Background to the Study: In present times, there has been much discussion about the Auditors independence; the leadership of the auditing standards board, the public oversight board, the independence standards board, and most recently the proposed independence ru...
View DetailsAUDITING AS A TOOL FOR FRAUD RISK ASSESSMENT IN COMMERCIAL BANKS (CASE STUDY OF SELECTED COMMERCIAL BANKS IN ILORIN KWARA STATE)
ABSTRACT: With an upsurge in financial accounting fraud in the current economic scenario experienced, financial accounting fraud detection has become an emerging topic of great importance for academic, research and industries. In this age of high technology, frau...
View DetailsBANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Statement of Problem: It has been observed that banks have failed in instituting an effective and efficient credit policy in meeting customers demand for credit facility and this has resulted in reduction of customers seeking credit facility.
Many...
View DetailsBUSINESS COMBINATION AND FINANCIAL PERFORMANCE OF BANKS IN NIGERIA BANKING INDUSTRY
Background of the Study: Firstly, the study of Business combination and financial performance of banks in Nigeria banking industry is introduce as the main thing which business merger and acquisition rely on a skill or knowledge brought together by the...
View DetailsCOMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM (A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI)
INTRODUCTION: The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial sector. More and more banks are introducing the use of computer ne...
View DetailsCORPORATE GOVERNANCE AND ETHICS IN NIGERIA BANKING INDUSTRY: CHALLENGES AND OPPORTUNITY
Background to the Study: Financial scandals and misappropriation around the world and the recent collapse of large corporate organization in the USA and Europe have brought to the fore, again, the need for the practice of sound corporate governance, which is the...
View DetailsCORPORATE GOVERNANCE AND ITS RELATIONSHIP WITH DIVIDEND POLICIES OF BANKS IN NIGERIAN CAPITAL MARKET (2003-2022)
ABSTRACT: This study evaluates the corporate governance and its relationship with dividend policies of banks in nigerian capital market using five commercial banks out of the fifteen that are listed on the Nigerian capital market over the period o...
View DetailsCORPORATE GOVERNANCE PRACTICES AND BANK PERFORMANCE IN NIGERIA
ABSTRACT: In the immediate past two decades the financial services industry has experienced fluctuating fortunes leading to high profile cases of corporate failure and consequent near loss of public confidence and hence, the banking reform kick starts in 2004. The industry’...
View DetailsCORPORATE PLANNING AND ORGANIZATIONAL GROWTH
ABSTRACT: This study examines corporate planning and organizational growth. Specifically, the study examines the relationship between corporate planning and organizational growth, determines the corporate planning strategies used by commercial banks for...
View DetailsAN EVALUATION OF CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA
ABSTRACT: This study was carried out with the purpose of analyzing Credit management, credit policy and the performing of Bank in Akure, ondo state Nigeria. Specifically, the study sought to establish whether there is a relationship between credit policy an...
View DetailsEXAMINATION OF CUSTOMER ORIENTATION IN THE BANKING INDUSTRY
BACKGROUND OF THE STUDY: Community bank was imitated within the 1990 budget speech of the Head of State, commander in chief of the Armed forces of Nigeria, General Ibrahim Badamasi Babangida. Since then institutionalizing the system has gone through a long w...
View DetailsEXAMINATION OF THE CAUSES AND EFFECTS OF FINANCIAL MISMANAGEMENT IN TERTIARY INSTITUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...
View DetailsLOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK PLC, OJO- ALABA BRANCH)
ABSTRACT: This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commerc...
View DetailsA STUDY ON THE FACTORS AFFECTING E-COMMERCE ADOPTION IN NIGERIAN BANKS
Abstract: This study’s focuses on “Factors Affecting the Adoption of Electronic Commerce: Evidence from Nigerian Banks”. There are three reasons for concentrating on this topic: 1) Limited research on ecommerce in developing countries particularly in Africa...
View DetailsCOMMERCIAL BANKS CREDIT AND AGRICULTURAL OUTPUT IN NIGERIA
Abstract : This research examined the impact of the commercial bank credit for agricultural production in Nigeria using macroeconomic variables (bank credit to commercial and agricultural output). The overall objective of the study is to examine the extent to which the commercial...
View DetailsIMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA
BACKGROUND OF THE STUDY: Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout the world. The services rendered by commercial banks in Nigerian cannot be over-emphasized. The banks basically in any economy are financial int...
View DetailsTHE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES
ABSTRACT: The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc.The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small...
View DetailsEARNINGS MANAGEMENT AND FINANCIAL PERFORMANCE OF SELECTED DEPOSIT MONEY BANKS IN NIGERIA
ABSTRACT: Earnings management practices have taken center stage in most businesses; today, most banks have adopted various practices to enhance financial performance. Even though these practices have in some instances been used for wrong reasons that have led to...
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